![]() Identity theft insurance up to $100,000: LifeLock increases their reimbursements to $100,000 for any money lost to identity theft and the same $1 million in coverage for lawyers and experts.Ĭost: $34.99 per month or $339.99 per year.Phone takeover monitoring: LifeLock Advantage monitors your phone account, preventing bad actors from making phone calls using your number and gaining access to the online accounts linked to your phone number.Financial account monitoring: Building off the credit monitoring that the Standard plan gives you, Advantage provides monitoring of your financial accounts including credit, checking, and savings accounts.Criminal activity monitoring: Monitors any crimes committed in your name.These loan providers usually don't do a credit check, so they're often hard to identify. Payday loan lock: Someone with your personal information may go to a payday loan provider to take out money under your name.It's a slight quality-of-life improvement, but an improvement nonetheless. While these are the same service, the lock is instantaneous while there is a delay period between when you make a credit freeze request and when your credit actually freezes. Credit locks are similar to credit freezes, which the three major credit bureaus must provide for free. You can instantly lock and unlock your TransUnion credit report. TransUnion identity lock and reports: LifeLock Advantage gives you access to a monthly credit report and credit score from TransUnion.LifeLock Advantage builds on the services that the standard plan provides. Identity theft insurance up to $25,000: The standard plan also offers $25,000 in reimbursements for stolen funds and up to $1 million in coverage for lawyers and experts.Ĭost: $23.99 per month or $239.99 per year.Dark web monitoring: Dark web monitoring identifies any of your personal information changing hands over dark web sites, which is very hard to do on your own.LifeLock notifies you when someone files an address change request for any mail you expect. USPS address change verification: People may target your mail to gain access to your personal information. ![]()
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